Watch: the two numbers that settle buyout versus return
How to decide in 60 seconds: compare your payoff to market value and see which choice costs less.
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Transcript
Lease ending. Buy the car out, or hand back the keys? Here is how to decide, in under a minute.
Start with two numbers: your payoff amount from the leasing company, and what the car is actually worth on the market today. If the car is worth more than the payoff, buying it out captures that equity. Return it, and the leasing company keeps the difference.
Returning still makes sense if the payoff is far above market value, or the car needs repairs you do not want. Just budget for disposition, wear, and mileage fees. Champion Auto Finance helps you run the numbers and finance the buyout if it wins, across New Jersey, New York, and Pennsylvania.
Learn more at championautofinance.com.
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