About Champion Auto Finance
Champion Auto Finance was founded with a clear purpose: to help drivers better understand their options at the end of an automotive lease, and provide a streamlined path toward vehicle ownership.
Experience that drives better financing decisions
With more than 20 years of experience in the automotive industry, founder Jason Mizrahi has developed extensive knowledge of vehicle leasing, financing, dealership operations, and the important decisions customers face as their leases approach maturity.
Throughout his career, Jason recognized that many drivers were uncertain about the differences between returning, replacing, or purchasing their leased vehicles. Champion Auto Finance was created to bring greater clarity, convenience, and confidence to the lease end process.
Built on automotive experience
Jason Mizrahi’s extensive background in the automotive leasing industry gives Champion Auto Finance a practical understanding of how leases work — from the original lease agreement and residual value to the options available at the end of the lease term.
This experience allows our team to help customers better understand whether purchasing their current vehicle may be the right financial and practical decision for their individual circumstances. We believe every customer should fully understand their options before making an important financial commitment.
Specializing in lease buyout financing
Unlike traditional dealerships that focus primarily on selling replacement vehicles, Champion Auto Finance specializes in helping qualified customers finance the purchase of vehicles they already know and drive.
For many customers, a lease buyout can provide several meaningful advantages:
Keep a car you trust
The opportunity to keep a vehicle they already know and trust.
A known history
A clear understanding of the vehicle’s condition and maintenance history.
No end-of-lease surprises
The ability to avoid excess mileage or wear-related concerns associated with returning a lease.
A simple transition
A convenient transition from leasing to ownership.
Purpose-built financing
Financing solutions tailored specifically to lease buyout transactions.
Whatever the situation, we work to get you the best rate possible for your credit situation — approvals and terms remain subject to lender underwriting.
Our knowledgeable team helps simplify the process by guiding customers through the necessary steps, clearly explaining the transaction, and coordinating the financing and documentation required to complete the purchase.
A convenient, fully remote process
Customers should not have to visit a dealership to complete their lease end buyout. Champion Auto Finance provides a streamlined process that allows customers to complete their lease buyout financing from the convenience of their home.
From reviewing financing options to completing the required documentation, our team guides customers through each stage of the transaction without requiring an in-person dealership visit.
At Champion Auto Finance, we believe customers should not have to spend an entire day at a dealership financing a vehicle they already possess, know, and trust. Our remote process is designed to make the transition from leasing to ownership as convenient, transparent, and efficient as possible.
A customer-focused approach
At Champion Auto Finance, we believe financing should be straightforward and transparent. Our goal is to provide customers with the information they need to make confident, informed decisions about their vehicles.
Every customer’s situation is different. That is why we take the time to understand each customer’s goals, review the available options, and provide personalized assistance throughout the process.
We are committed to delivering professional service, clear communication, and dependable support from the initial consultation through the completion of the lease buyout.
Our mission
Our mission is to make lease buyout financing more understandable, accessible, and convenient for drivers nationwide. We combine decades of automotive experience with a specialized financing process designed around the needs of today’s lease end customer.
Whether a customer is approaching the end of a lease or simply wants to explore the possibility of purchasing their current vehicle, Champion Auto Finance is here to provide knowledgeable guidance and dependable support.
A message from our founder
“After more than 20 years in the automotive industry, I saw a growing need for a company that could help customers truly understand their lease end options. Many drivers are comfortable with their current vehicles but are unsure how to transition from leasing to ownership.
I founded Champion Auto Finance to simplify that process, provide clear information, and allow customers to complete their lease buyouts conveniently without spending an entire day at a dealership. Our goal is to give every customer the knowledge and support needed to make a confident decision.”
— Jason Mizrahi
Founder & CEO, Champion Auto Finance
Meet the team
Champion Auto Finance is a small, hands-on team — when you call, you reach the people who actually work your file. Here is who you will be dealing with.
Jason Mizrahi
Founder & CEO
Jason Mizrahi is an entrepreneur, automotive expert, and founder of Champion Auto Finance. With more than 20 years of experience in the automotive industry, he has built his career around helping customers make smarter, more informed vehicle-financing decisions. Outside of business, Jason is a devoted family man who enjoys traveling and creating lasting memories with his loved ones. A lifelong car enthusiast with a passion for exceptional design and performance, his favorite car is the iconic Porsche 911.
Joseph Mizrahi
Managing Director
Joseph Mizrahi is a Rowan University graduate with a degree in Economics and a professional background in banking and finance. His industry knowledge and dedication make him the ideal person to help customers secure the right financing for their needs. When Joe isn’t in the office working hard for his clients, he enjoys spending time outdoors, visiting the shooting range with friends, traveling the world, and creating lasting memories with his family and loved ones.
Champ
The Boss
Meet Champ, the official mascot of Champion Auto Finance! Friendly, confident, and always ready to lend a helping paw, Champ is dedicated to making lease buyout financing simple and stress-free. Dressed for success and driven to help, he represents the loyalty, trust, and personal service behind the Champion Auto Finance name. When Champ gives you the thumbs-up, you know you’re in good hands!
Get your lease buyout quote
Tell us the car and the approximate payoff — we’ll come back with a realistic financing picture within one business day. No obligation.
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