Buyout your car lease from home

A lease buyout is when you purchase the car you’ve been driving during your lease instead of returning it to the dealership. You keep the vehicle you already know, and Champion Auto Finance finances the purchase and handles the process for you.

Your buyout price is your vehicle’s residual value (set at the start of the lease), plus any remaining payments if you’re buying out early, plus applicable taxes, registration, and documentation fees (which vary by state). We confirm the exact number with your leasing company before anything is final.

Your part only takes a few minutes to get started. The actual approval to contract takes 1–2 business days — we keep it moving and keep you posted the whole way.

Yes. To give you a real, approved auto loan, a lender has to run a credit check when you’re ready to move forward. Getting your payoff and a ballpark estimate up front doesn’t require a hard pull, and we’ll always tell you before a credit application is submitted.

Yes. We take care of the title transfer, registration, and DMV legwork in most states — so you don’t spend your afternoon in a plastic chair at the counter.

Absolutely. Your personal information is encrypted and protected with strict security controls, access is limited to our team, and we never sell your data — we only use it to get your lease bought out.