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Lease buyout or a brand-new car: the dollars side by side

Keep your leased car or buy new? Before the showroom decides for you, put the two side by side in dollars. Under a minute, here we go. From Champion Auto Finance.

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Keep your leased car or buy new? Before the showroom decides for you, put the two side by side in dollars. Under a minute, here we go.

Your lease payments already covered this car's steepest depreciation years. Buy it out, and you never pay that hill again on this vehicle.

A new car restarts the hill at today's prices: full sales tax, first-year depreciation, usually higher insurance, and a much larger loan.

New wins when your needs truly changed: space, capability, safety tech. And the paths aren't exclusive: buy out now, and add the new car on your timing, not the lease's.

Champion Auto Finance coordinates lease buyout financing, subject to lender approval, across New Jersey, New York, and Pennsylvania. Run the comparison at championautofinance dot com.

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Tell us about your vehicle and payoff amount. We’ll work to get you the best rate possible for your credit situation — from application to funding.

Reviewed by Champion Auto Finance — NJ DOBI-licensed lease buyout financing partner·Updated October 12, 2026