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Four steps to buy out your lease from home

Buy out your lease without a dealership visit: payoff quote, online application, e-sign, funded and retitled — all from home.

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Transcript

Can you really buy out your lease without visiting a dealership? Yes. Here is the online process, in under a minute.

Step one: request your payoff quote from the leasing company. Step two: apply online with your vehicle details and basic income info. Minutes, not hours.

Step three: review your rate, term, and payment in plain language, and e-sign your documents digitally. No printer, no desk, no waiting room. Step four: the lender pays off the leasing company, and the title paperwork routes to your state's motor vehicle agency.

You just keep driving. Champion Auto Finance runs the whole buyout online, start to finish, across New Jersey, New York, and Pennsylvania. Start yours at championautofinance.com.

Ready to finance your lease buyout?

Tell us about your vehicle and payoff amount. We’ll work to get you the best rate possible for your credit situation — from application to funding.

Get your lease buyout quote

Tell us the car and the approximate payoff — we’ll come back with a realistic financing picture within one business day. No obligation.

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We are not a lender; approvals and terms are subject to lender underwriting. Your information goes only to our team — one application, handled privately.

Reviewed by Champion Auto Finance — NJ DOBI-licensed lease buyout financing partner·Updated October 12, 2026