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Cosigned buyout loans: what both signers take on, in 30 seconds

A quick explainer on cosigned lease buyout loans — how a cosigner improves approval odds and rates, and what both signers take on. From Champion Auto Finance.

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Transcript

Can a co-signer help you finance a lease buyout? Here's how it works, in about 30 seconds. A co-signer adds their income and credit to your application, which can turn a no into a yes.

It can also mean a lower rate because the loan is priced on the stronger combined profile. Remember, a co-signer is equally responsible for the loan, so on-time payments protect both of you. Champion Auto Finance welcomes co-signed lease buyout applications across New Jersey, New York, and Pennsylvania.

Learn more at championautofinance.com.

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Reviewed by Champion Auto Finance — NJ DOBI-licensed lease buyout financing partner·Updated October 12, 2026