Finance more buyers across South Jersey
From the Route 130 and 73 corridors near Cherry Hill and Camden to the Atlantic City area and the shore, Champion Auto Finance gives your dealership one point of access to lenders across every credit tier — so more of the customers who walk on can drive off financed.
The South Jersey used-car market
South Jersey lots sit in the Philadelphia orbit and the shore economy at once — a wide buyer base that arrives with every kind of credit.
Across Camden, Burlington, Gloucester, and Atlantic, you serve Philly-facing commuters, shore-area workers, families, and plenty of first-time and subprime buyers. Financing that range means a broad lender panel, and building one alone is months of applications and portals. Champion Auto Finance replaces that with one relationship. We are a licensed financing partner, not a lender: submit the deal, and we route it to the lenders across prime, near-prime, and subprime most likely to approve it, help clear stipulations, and move it to funding. The full flow is on the dealer financing program page.
The core idea: the banks come to you through us — one point of access across the credit spectrum, from a single contact.
Why South Jersey dealers work with us
No bank lines to maintain
One partner covers the lender network — no volume quotas or per-bank paperwork.
Faster approvals
Deals routed to multiple lenders at once come back quickly, so buyers do not walk.
Every credit tier
Prime to subprime coverage means more approvals on your lot.
Stipulation support
We help verify income, residence, and insurance so deals fund cleanly.
Built for independent South Jersey lots
Our program is designed for the independent used-car store that wants competitive financing without becoming a bank-relations department — see dealer financing for independent dealers. We also cover the neighboring markets in Central Jersey and, across the river, the Philadelphia metro.
Frequently asked questions
Why do South Jersey used-car dealers need a financing partner?
South Jersey lots draw buyers from the Philadelphia-facing suburbs and the shore, spanning every credit profile. Keeping enough lender relationships to approve all of them is slow and costly for an independent store. Champion Auto Finance gives your dealership one point of access to a lender network across every tier, so you can finance more of the customers who come through.
Which South Jersey areas does Champion cover?
We coordinate dealer financing across the South Jersey counties — Camden, Burlington, Gloucester, and Atlantic — from the Route 130, 38, and 73 corridors near Camden and Cherry Hill to the Atlantic City area and the shore towns.
What credit tiers can you place?
We work with lenders across prime, near-prime, and subprime, so your store can present options to more than just top-tier buyers. Approval, rate, and terms are set by each lender’s underwriting.
Do I need my own bank relationships?
No. You work with Champion as one partner and we bring the lender network to you, instead of servicing many separate agreements yourself. We are a licensed financing partner, not a lender.
How does Champion get paid?
CAFS earns a spread or fee on funded deals, disclosed within the deal structure — our incentive is to fund clean deals efficiently for your dealership.
Become a Champion dealer partner
Get one point of access to lenders across every credit tier — faster approvals, stipulation support, and funding. Reach out to get set up.
Apply Now →