Buy out your Infiniti and keep the QX you configured
If your QX60, QX50, QX80, or Q50 lease is ending, an Infiniti lease buyout loan lets you pay the payoff amount and own it. Champion Auto Finance coordinates that financing across every credit tier and helps you work through the Infiniti Financial Services payoff process.
Who finances an Infiniti lease
Your Infiniti lease is held by Infiniti Financial Services (IFS), the brand’s captive lender operating under Nissan Motor Acceptance Company.
That structure means Infiniti and Nissan leases move through related servicing systems, and your Infiniti payoff — the contract’s residual value plus per-diem interest and any taxes and fees — comes from your IFS account. When you finance the buyout, a lender pays that amount to Infiniti Financial Services and the title transfers to you. Champion Auto Finance is not a lender; we build your deal and match it to qualified lenders, then move it through underwriting to funding. To understand the loan itself, see our lease buyout financing pillar.
Infiniti-specific note: whether an outside dealer or third party can complete your buyout depends on your contract and IFS policy, which can change. If anyone other than you would purchase the vehicle, confirm eligibility with Infiniti Financial Services first.
How an Infiniti buyout works
- Get your Infiniti payoff Log in to Infiniti Financial Services or call for the exact payoff and its good-through date.
- Check used values See what your QX60, QX50, QX80, or Q50 trim sells for today.
- Apply with Champion Send the vehicle, mileage, payoff, and basic income and credit details.
- We match a lender Your deal is shopped across prime and non-prime tiers.
- Funded and titled The lender pays IFS, the title becomes yours, and loan payments begin.
Why Infiniti owners keep the car
Infiniti’s lineup centers on well-equipped three-row and compact SUVs, and buying out one you already know can beat starting over:
Family-ready space
The three-row QX60 and full-size QX80 are hard to replace mid-market once you rely on them.
Known history
You have every service record — no gambling on an unfamiliar used luxury SUV.
Skip return charges
Over mileage or light wear? Ownership ends those lease-end bills.
Keep your options
The package, drivetrain, and interior you picked stay with you.
Financing across every credit tier
Approval and rate depend on lender underwriting and your credit profile, but a buyout is often more approachable than a new purchase because the vehicle’s value is already established. We work with lenders across strong and rebuilding credit and explain your rate, term, and payment in plain language. We do not invent rates, credit cutoffs, or approval odds — every Infiniti buyout is subject to lender approval.
Frequently asked questions
Who holds my Infiniti lease payoff?
Factory Infiniti leases are held by Infiniti Financial Services (IFS), the luxury division’s captive lender that operates under Nissan Motor Acceptance. Your payoff amount, per-diem interest, and buyout instructions come from that IFS account, so request the quote directly from Infiniti Financial Services or through your online login.
Does Infiniti restrict who can buy out the lease?
Buyout eligibility can depend on your contract and whether you are the original lessee versus an outside dealer or third party. Infiniti Financial Services sets those terms, and they can change, so confirm what your specific lease allows before you arrange a buyout — especially if someone other than you would be purchasing.
Can I finance an Infiniti lease buyout?
Yes. A lease buyout loan pays your Infiniti Financial Services payoff so your QX60, QX50, QX80, or Q50 becomes yours. Champion Auto Finance is not a lender; we coordinate financing with lenders across multiple credit tiers, and every offer is subject to lender approval and underwriting.
Is it worth buying out my Infiniti?
It can be when your contract residual sits at or below current used prices for the same model, when you are over your mileage allowance, or when you want to avoid lease-end wear charges. Compare your payoff to real market values before deciding.
What do I need to finance the buyout?
Generally your Infiniti payoff quote, the VIN and current mileage, and proof of income and identity; some lenders also ask for insurance and residence. Your IFS account number speeds up the payoff request.
Ready to keep your Infiniti?
Send your payoff quote and we’ll match your buyout to the right lender.
Apply Now →