Keep the muscle with Dodge lease buyout financing
Charger, Challenger, Durango, Hornet — Dodge builds cars people get attached to, and some are getting harder to replace. Dodge lease buyout financing pays your Stellantis payoff and puts the title in your name, with Champion Auto Finance coordinating lenders across every credit tier.
Why Dodge owners buy out their lease
Dodge is a performance brand, and performance cars inspire the kind of loyalty that makes returning a lease feel like a loss.
There is also a timing angle unique to Dodge: as the long-running gas-powered Charger and Challenger wound down, clean examples of the Hemi-era muscle cars drew real enthusiast and collector demand. That can push current used values above the residual Stellantis set at signing — meaning a buyout could let you own a car that has held or gained value relative to your contract. Beyond the numbers, buying out keeps a car dialed in exactly how you like it and avoids a new acquisition fee and lease-end wear charges. Champion Auto Finance is not a lender — we structure your deal and match it to qualified lenders. New to the process? Start with our lease buyout financing overview.
How the Dodge / Stellantis payoff works
Dodge shares its corporate parent, Stellantis, with Ram, Jeep, and Chrysler, so there is no separate “Dodge Financial.” Leases run through Stellantis’s captive arrangements: the customer-facing Chrysler Capital program (operated with Santander) and the growing Stellantis Financial Services captive. Look at the lender name on your statement — that company issues your payoff and buyout instructions.
Get the quote from the right entity. Your statement and lease agreement name the company holding your contract. Request your written buyout quote from that specific lender, and confirm current buyout and third-party-purchase policies, since Stellantis has adjusted its programs over time.
The Dodge lineup and buyout value
Charger
The four-door muscle car — gas Hemi versions in particular have earned strong enthusiast demand as they leave production.
Challenger
The retro-styled coupe collectors chase; a well-kept example may now exceed its contract residual.
Durango
A three-row SUV with V8 availability and steady used demand — practical to keep and easy to justify.
Hornet
Dodge’s newer compact crossover, including a plug-in hybrid variant worth checking buyout terms on.
What to have ready
- Your written payoff/buyout quote from Chrysler Capital or Stellantis Financial Services
- Vehicle details — VIN, year, model, trim, and current mileage
- Proof of income and identity (sometimes residence and insurance)
- The lender’s buyout instructions, including who may complete the purchase and how funds are remitted
Depending on your state, sales tax, title, and registration can often be financed into the loan rather than paid separately at closing.
Financing the buyout with Champion
- Get your payoff Pull the buyout figure from your Stellantis-side lender.
- Compare to market Check your payoff against current used pricing — especially for Charger and Challenger.
- Apply Send us the payoff, VIN, and basic financial details.
- We match a lender Your deal is shopped across prime and non-prime tiers.
- Funded The lender pays the payoff and the Dodge is yours.
Dodge lease buyout financing FAQs
Who finances Dodge leases?
Dodge is a Stellantis brand, so its leases are written through Stellantis’s captive financing arrangements — Stellantis Financial Services and, for many years, the Chrysler Capital program (operated with Santander). Your buyout amount comes from whichever entity is named on your statement.
How do I get my Dodge lease payoff quote?
Sign in to the account portal for the lender on your bill — Chrysler Capital or Stellantis Financial Services — or call their customer service number and ask for a written buyout quote with a good-through date. It reflects your residual plus any purchase-option fee and applicable taxes.
Are Charger and Challenger buyouts worth it now?
They can be especially compelling. With the classic gas-powered Charger and Challenger having wound down, well-kept Hemi-era cars have drawn strong collector and enthusiast interest — so a residual set at signing may sit below what these cars now bring. Compare your payoff to real used pricing before deciding.
Is there a purchase-option fee on a Dodge lease?
Many Stellantis lease contracts include a purchase-option fee that applies when you buy the vehicle. The amount is stated in your lease agreement; confirm the current figure with your leasing company rather than assuming.
Can Champion finance a Dodge Durango buyout?
Yes. The three-row Durango holds steady used demand, and a buyout is often more approachable than a new purchase because the vehicle’s value is already established. We coordinate across multiple credit tiers, subject to lender underwriting.
Ready to finance your lease buyout?
Tell us about your vehicle and payoff amount. We’ll coordinate a clear, transparent approval — from application to funding.
Apply Now →